Bankruptcy Attorney Orlando 2017 BANKRUPTCY GUIDE

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bankruptcy attorney orlando

This comprehensive guide to consumer bankruptcy has been written by an experienced Bankruptcy Attorney Orlando to help the people of Central Florida struggling with debt.

The guide is intended to help answer your real questions about bankruptcy, debunk the myths about it and inform you how the bankruptcy process actually works in great detail.

Only then can you decide if filing for bankruptcy is something that will help you get a fresh start, restore peace and prosperity in your life and help you move forward in all aspects of your life.

The remainder of this Article will tell you:

  • How to know how to hire the right Bankruptcy Attorney Orlando, and
  • How much it generally costs to file for bankruptcy in Orlando, Florida.

    Download the Complete 2017 Orlando Bankruptcy Guide 

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The decision to file bankruptcy is never an easy one. It is a decision filled with powerful emotions about whether filing for bankruptcy means you are a failure. But the thing you must not forget when facing this tough decision is that:

“Tough times never last but tough people do”

The most important thing is to get the best advice possible from an experienced Bankruptcy Attorney Orlando so that you know the truth about bankruptcy and whether it is the best thing for you to do to solve your debt problems and live a normal life going forward.


There are many myths about bankruptcy and most people don’t know the truth about bankruptcy, like:

  • Why we have a bankruptcy law,
  • How it works,
  • Who it is intended to help and protect

These are all important things you must understand if you are considering filing for bankruptcy in Orlando, Florida.






All of these particular myths are 100% FALSE!

This is why speaking to and hiring an experienced and maybe more importantly, a compassionate Bankruptcy Attorney Orlando is the first step in learning the truth when it comes to bankruptcy.

Without knowing the truth about the above myths  and others you may have heard about bankruptcy, you will never know if it is the best thing for you to to do to resolve your debt problems and get a fresh start.


The first and maybe the most important thing to know and understand in making the decision to file for bankruptcy in Orlando is to know that:

Nobody ever wants to file for bankruptcy. Nobody ever woke up one day and said to themselves “I really can’t wait to file bankruptcy today…”
bankruptcy attorney phoenixYou file for bankruptcy when you have tried to avoid filing for bankruptcy in Orlando but the crushing weight of your debts you owe are preventing you from living a normal life.


One common myth that any Bankruptcy Attorney Orlando will immediately dispel for you is the commonly held belief by some that people who file for bankruptcy in Orlando just don’t want to pay their debts.

Certain people actually believe that bankruptcy is just a way to get out of paying what you owe. This is far from the truth in the many clients we have represented in Orlando bankruptcy cases.

These people say things like:

  • You promised to pay your debts so you should pay them
  • If you couldn’t pay your debts, you should not have borrowed the money
  • People who file bankruptcy hurt the economy because the rest of us pay more
  • You legally owe the money so you have a duty to pay it back
  • I have to pay my debts, why shouldn’t you pay yours


The truth about Orlando bankruptcy is:

There is a HUGE difference between a person’s Willingness to pay their debts and their Ability to pay their debts.

The truth is that by the time someone resorts to the protection and relief provided by the U.S. bankruptcy law, they have tried everything in their power to overcome the event that has caused the dramatic change in their circumstances that has caused them to lose their financial footing.

In fact, most people who file for bankruptcy in Orlando had plenty of income to pay whatever debts they incurred at the time they incurred them but in almost all cases, something happened to them that they did not expect.

In other words…LIFE HAPPENED!


Almost all people who file for bankruptcy do so because they have had a drastic change of circumstances in their life that has caused their finances to spiral out of control.

Any Bankruptcy Attorney Orlando will tell you that the people they represent in bankruptcy cases had something terrible happen in their lives that changed everything and despite their best efforts, they cannot turn it around quickly enough to avoid losing their homes, cars or suffer wage garnishments that make it impossible to survive and bounce back.

The most common reasons people in Central Florida file for bankruptcy are:

  • Uninsured Medical Expenses (#1)
  • Sudden Job Loss
  • Divorce
  • Helping Their Adult or Teenage Children with a Problem
  • Helping Their Elderly Parents
  • Underemployment or a Big Drop in Income After a Job Loss
  • Business or Investment Failures

Any experienced Bankruptcy Attorney Orlando will tell you that people who file for bankruptcy in Orlando tried everything they could to get back on their feet and pay their debts. Usually, people live in shame and guilt trying desperately to avoid a bankruptcy filing, often for months or even years!

That is why several million people a year file for bankruptcy protection…not to get out of paying their debts, but to get relief from debts once they have tried every way possible to pay their debts. Sometimes, they can repay all or a portion of their debts and sometimes they are entitled to a quicker fresh start.


Any good Bankruptcy Attorney Orlando will tell you that they are grateful that the federal bankruptcy law exists because sometimes it is the only solution they have when life has become overwhelming and they need the fresh start bankruptcy law has to offer.

The bankruptcy law itself actually contains the words “fresh start” for a reason.

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The federal bankruptcy law is intended to help honest people who find themselves under the weight of crushing debt a path to being debt free, getting a fresh start and being able to enjoy a productive and joyful life going after a bankruptcy discharge.

The provision for the establishment of uniform bankruptcy laws has been provided for in the United States Constitution from day one. From the existence of Debtor Prisons to a Voluntary Filing and Discharge of Debt system, we have always had bankruptcy.

The Founding Fathers understood that in a capitalistic society, a safety valve was needed to deal with unfortunate financial outcomes.

In fact, 5 U.S. Presidents have filed for bankruptcy (Thomas Jefferson, Abraham Lincoln, Ulysses Grant, Harry Truman & Donald Trump).

Also, many successful business owners, like Walt Disney, filed for bankruptcy and after shedding debts from failed business attempts, went on to make huge contributions to the country and to the economy of the United States.


The best way to find out if bankruptcy can help you and how your specific situation would play out in a bankruptcy case is to consult with and hire a Bankruptcy Attorney Orlando who is experienced in handling bankruptcy cases in Orlando, Florida.

So how do you know which Orlando Bankruptcy Attorney to hire?

When trying to decide which Bankruptcy Attorney Orlando to hire to help you, you need to ask yourself these two important questions above all else:
  1. Is this Bankruptcy Attorney Orlando knowledgeable and experienced about the bankruptcy law?
  2. Are they someone you feel comfortable talking with and you get the sense they really care about you?

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Most of us can usually tell within about five or ten minutes of talking with someone whether they know what they are talking about. We can also tell within about five or ten minutes whether we feel comfortable with that person and whether they have a good heart and are compassionate toward others and more importantly about helping you solve your legal problem.

You should apply this same standard when you meet with a Bankruptcy Attorney Orlando and you will hire the right Orlando Bankruptcy Attorney to advise you in your bankruptcy case. Knowledge and personal comfort and trust are the biggest factors you must consider and focus on.

That being said, when you meet with an Orlando Bankruptcy Attorney, the conversation should always begin with determining whether bankruptcy can even help you in your current situation, what type of bankruptcy case you should file and whether you qualify for bankruptcy relief.


Do you really need a lawyer for filing a bankruptcy case? While all individuals have a right to represent themselves in bankruptcy, like in any other type of legal case, it does not mean they should.

Bankruptcy is a complex area of the law that involves many things to consider, including whether to file at all, what chapter to file under, and what exemptions to claim to keep assets you are entitled to keep.

This video from the U.S. Bankruptcy Court explains that while you could file for bankruptcy without a Bankruptcy Attorney Orlando, you would probably not be wise to do so.

So do not make the mistake of thinking that you can file bankruptcy without the help of a good and experienced Bankruptcy Attorney Orlando. At a glance, bankruptcy looks “basic” to many but the truth is that is a highly technical and complicated area of the law and the Court wants you to be represented, not only for your sake but to make the administration of your case easier for the Court.


Remember this:

It costs more to fix a wrongly prepared bankruptcy case than it does to hire the right Orlando Bankruptcy Attorney to prepare your case the right way and represent you throughout the process.

Pure and simple, hire the best Orlando Bankruptcy Attorney and you will not have to worry about things going wrong. The old saying “Well Begun is Half Done” could not be more true in a bankruptcy case.

Not hiring a good Bankruptcy Attorney Orlando would likely mean complications and potential disaster to you that you could not even imagine and haven’t you already been through enough stress by the time you make the decision to file for bankruptcy.

For more information on how much it costs to file for bankruptcy in Orlando, Florida, click the link below for our detailed blog article on this subject. It discusses the range of typical attorney’s fees for both Chapter 7 bankruptcy and Chapter 13 bankruptcy. Remember that in addition to attorney’s fees, there are always court filing fees, credit counseling costs and credit report costs.



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Despite the best efforts of big banks and their lobbyists, the United States Bankruptcy law is alive and well in Central Florida and a good Bankruptcy Attorney Orlando can help you get debt free and solve your debt problems. The bankruptcy law can help residents of Central Florida who are overwhelmed by debt, facing foreclosure on their home or other financial issues and hardships.

With the help of a seasoned Bankruptcy Attorney Orlando to guide you through the process, it may be the best thing you ever do that you probably never wanted to do.

Bankruptcy is a beginning, not an ending.

bankruptcy attorney orlando

The best Orlando Bankruptcy Attorney will tell you that the Fresh Start offered by the bankruptcy law may help you move past bad events in your life so that you can live your life in relative peace financial freedom and be a contributing member of the Central Florida community.

We hope you found this article helpful to Bankruptcy helpful. Please contact your FLACMA Bankruptcy Attorney Orlando today so you can get personalized and specific advice on your debts and find peace and prosperity through bankruptcy.

For complete information you need on how bankruptcy works in detail, how to determine if bankruptcy will help you solve your debt problem, the pitfalls, the advantages and videos from the U.S. Bankruptcy Court, download our comprehensive guide below:








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